Terms and Conditions of Use Agreement
Insquotenow.com is owned and operated by Remark International B.V. Insquotenow.com instantly connects users with an insurance agent, other intermediary or insurer for the purpose of providing quotes for insurance. There is no fee to use insquotenow.com.
These Terms and Conditions of Use Agreement (this "Terms of Use") constitute a binding and enforceable agreement between you and ReMark International B.V. ("we" "us" "our"). By accessing the insquotenow.com web site ("Site") you agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, then do not use this Site, do not provide any information using this Site and exit this Site immediately. Your access to and use of the Site is subject to these Terms of Use.
We may change, modify, add or remove portions of these Terms of Use at any time. We will notify you of any changes to these Terms of Use by posting such changes on this Site. Your continued access and browsing following notice of such change means that you agree to and accept the Terms of Use as amended.
1. Information Accuracy
All information on this Site is subject to change without notice. We strive to provide accurate and up-to-date information on this Site. However, we make no warranties or representations as to the accuracy or timeliness of the information provided on this Site. We assume no liability or responsibility for any errors or omissions on this Site.
2. Privacy and Security
Your privacy is very important to us and we are committed to protecting the privacy of your personal information. When you provide information to us on this Site we use it to match you with an insurance agent, other intermediary or insurer. All such personal information that you provide to us will be collected, used, disclosed and retained in accordance with our Privacy Statement.
By agreeing to these Terms of Use, you agree to the terms of our Privacy Statement.
3. How this Site Works
We are not insurance agents and we do not provide insurance quotes directly to consumers. Rather, we will provide your name and contact information, as provided by you to us through this Site, to one or more insurance agents, other intermediaries or insurers ("third parties") (who may in turn provide your information to an insurance agent, other intermediary or insurer). We do receive a fee for this from such third parties.
You must rely on your own judgment and independent advice in choosing an insurance agent and any insurance product. We do not recommend any particular insurance agent or type of insurance.
By submitting a quote request, you agree that 1) we may provide your information to one or more insurance agents, other intermediaries or insurers who may in turn call, email or otherwise contact you; 2) we may provide your information to one or more such third parties who may then provide your information to one or more insurance agents, other intermediaries or insurers who may in turn call, email or otherwise contact you. By submitting a quote request you agree to this.
If you choose to interact with any insurance agent, other intermediary or insurer, any personal information that they collect from you shall be subject to their privacy practices and not ours.
1. Your Use of the Sites
You must be at least 18 years of age to use this Site.
You agree to use the Sites in a manner consistent with any and all applicable laws, rules and regulations. You agree not to upload or transmit through this Site any computer viruses, trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer or this Site. Any unauthorized modification, tampering or change of any information, or any interference with the availability of or access to this Site is strictly prohibited.
You agree to indemnify, release and hold us harmless and our officers, directors, agents, representatives and employees from any claim, liability, loss, expense or demand, including legal fees, related to your breach of these Terms of Use or your access or use of this Site. We reserve all other rights and remedies available to us.
We may modify or discontinue, temporarily or permanently, this Site (or any part thereof) with or without notice. We are not liable to you or to any third party for any modification, suspension or discontinuance of this Site.
2. Ownership of Intellectual Property
All text, graphics, photographs, trademarks, logos, and computer code contained on this site including but not limited to the design, "look and feel" and arrangement of such content, is owned, controlled or licensed by ReMark International B.V. and/or its suppliers. The content of this Site is protected under the laws of United States and other countries. The information on this Site may not be reproduced, or distributed in whole or in part without the prior written consent of ReMark International B.V. which may be arbitrarily withheld. We do grant our permission to you, to lawfully access and use this Site to display, download, archive and print, portions of this Site for your personal and temporary use. Any infringement of these rights will result in appropriate legal action.
3. Trademarks
This Site contains many of the valuable trademarks, names, package designs, copyrights and other proprietary material owned and used by ReMark International B.V. The Trademarks on this Site are protected from copying or reproduction under national and international trademark and copyright laws and nothing contained herein shall be construed as conferring by implication or otherwise any licence or right under any patent, trademark, copyright or other proprietary right. Therefore the use of such trademarks is strictly prohibited. All rights reserved.
4. Links
We have not reviewed any or all of the sites that may be linked to this Site and we are not responsible for any sites linked to this Site. Your linking to any sites from this Site is at your own risk. By linking to a site or permitting a link to this Site, we do not endorse the site operator or the content linked to the site.
5. Disclaimer
We assume no liability or responsibility for any damage to you, your computer, or your other property, due to your access to, use of, or downloading of this Site or any materials provided on this Site.
This Site has security measures in place to protect the loss, misuse and alteration of the information under our control. Although every effort is taken to ensure no one else will see or obtain your personal data, complete confidentiality and security is not yet possible over the Internet. Any unencrypted e-mail communication over the Internet is, as with communications via any other medium such as cellular phones, not secured or confidential, and is subject to possible interception, loss and alteration. We do not encourage anyone to send information, including personal information, to us using unencrypted e-mail. You acknowledge and agree that we, our agents, administrators, employees and affiliates shall not be responsible for any damages you or anyone else may suffer as a result of the transmission of confidential or sensitive information over the Internet, and that all such communication will be at your own risk.
WE MAKE NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THIS SITE, THE SERVICES YOU MAY OBTAIN THROUGH THIS SITE, OR THE CONTENT OF THIS SITE, WHICH ARE PROVIDED "AS IS" AND ON AN "AS AVAILABLE" BASIS. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, QUALITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THIS SITE, ANY WEBSITE WITH WHICH THEY ARE LINKED, ANY SERVICES PROVIDED ON THIS SITE, AND THE RESULTS YOU MAY OBTAIN FROM USING THIS SITE OR THE SERVICES. WE DO NOT WARRANT THAT THIS SITE, THE SERVERS OR E-MAIL SENT FROM US OR ANY INSURANCE AGENT USING OUR SERVICES WILL BE FREE OF ANY HARMFUL COMPONENTS (INCLUDING VIRUSES). WE DO NOT PROVIDE ANY REPRESENTATIONS OR WARRANTIES AGAINST THE POSSIBILITY OF DELETION, MISDELIVERY OR FAILURE TO STORE COMMUNICATIONS, PERSONALIZED SETTINGS, OR OTHER DATA.
6. Exclusion of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAWS WE, ON BEHALF OF OUR EMPLOYEES, AGENTS, SUPPLIERS, AND CONTRACTORS, EXCLUDE AND DISCLAIM LIABILITY FOR ANY LOSSES AND EXPENSES OF WHATEVER NATURE AND HOWSOEVER ARISING INCLUDING, WITHOUT LIMITATION, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, LOSS OF USE, LOSS OF DATA, LOSS CAUSED BY A VIRUS, LOSS OF INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY, CLAIMS OF THIRD PARTIES, OR OTHER LOSSES OF ANY KIND OR CHARACTER, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS SITE OR ANY WEBSITE WITH WHICH IT IS LINKED. THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR ANY OTHER BASIS. Some jurisdictions do not allow the exclusion of implied warranties, or certain kinds of limitations or exclusions of liability, so the limitations & exclusions set out in these Terms of Use may not apply to you.
7. Applicable Law
You agree that these Terms of Use shall be governed and construed in accordance with the laws of the State of Minnesota and the United States without regard to rules relating to conflict of laws. Any dispute arising under or in connection with this agreement will be heard exclusively in the state and federal courts for the City and County of Minneapolis, Hennepin; you hereby expressly and irrevocably consent and waive any objection to the personal jurisdiction, venue and convenience of such courts.
8. Severed Provisions and Entire Agreement
If any provision of this agreement is unenforceable, that provision shall be deemed severed from this agreement and shall not affect the validity and enforceability of the remaining provisions. This is the entire agreement between the parties relating to the subject matter.
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